Accessible Financial Literacy and Budgeting for Beginners

An easy-to-follow financial literacy guide for BIPOC (Black, Indigenous, and People of Color). Financial help can be hard to find but So…This Is Why I’m Broke gives practical and simplified financial tips for you to financially thrive.

Order a copy

Action steps to develop your financial literacy
Learn about budgeting for beginners, fixing your credit score, investing, and passive income ideas. With this guide, financial literacy gets broken down step-by-step through interesting perspectives and historical points.

This book is for you

A safe space for all BIPOC

Financial help is right here! Melissa Jean-Baptiste of “Millennial in Debt” is a first generation American providing readers with accessible financial tips and advice wrapped up in her story of paying off over $100,000 on a teacher's salary. Melissa makes financial literacy relatable and easy to understand.

I'm Ready to Order

What's inside this guide

Financial literacy gets broken down step by step

through interesting perspectives and historical points

1
An accessible financial guide on financial literacy and investing for beginners
2
The story of Melissa, a “Millennial in Debt” teaching others how to thrive financially
3
Practical examples on budgeting for beginners and passive income ideas, and the best budgeting book

If you’re looking for books for entrepreneurs or financial literacy books for the CEO in your life, grab your copy today! If you liked reading Financial Feminist, Get Good with Money, We Should All Be Millionaires, or More Money Now, then you’ll love So…This is Why I’m Broke.

I'm Ready to Order

About the author

Who's Melissa anyways?

Melissa Jean-Baptiste is a first-generation Haitian American who has built a platform dedicated to helping Millennials and Gen Z restructure their relationships with money, obtain financial freedom, and build generational wealth. As the eldest daughter of immigrant parents, she had to lead by example and was determined to achieve the elusive American Dream. After four years at Adelphi University, she graduated Cum Laude with a BA in English Literature and an MA in Adolescent Education.

During her 11-year tenure as a New York City high school English teacher, and adjunct professor Melissa implemented valuable shifts to her instructional design to provide her students with a modern curriculum that would be pivotal to their personal growth outside of the classroom.

Melissa went on to write and produce the award-winning web series Millennial In Debt, which highlighted the overwhelming nature of navigating adulthood due to a lack of accessible financial education. As she navigated her own personal finance journey, she documented her money mistakes and lessons publicly to teach others how she paid off $102,000 in student loan debt and bought her first home on a teacher salary. As a personal finance and career development coach, Melissa’s ultimate goal is to teach her audience how to be future millionaires.

With an audience of over 300,000, Melissa continues to be a financial thought leader and teacher providing fundamental financial lessons while leading crucial money conversations in a creative manner. Melissa is always one swipe away on all social platforms by following: @Millennialindebt.

I'm Ready to Order